Prepare with clarity.
Structured systems for complex life transitions.
Structured preparation for life transitions.
Complex life transitions scatter information across accounts, files, and systems. Professional guidance becomes essential, yet productive meetings require preparation.
Truxim bridges this gap with structured preparation systems that help you work more effectively with attorneys, mediators, and financial advisors.
Each system follows the same framework: gather what matters, organize it clearly, clarify your questions, and prepare for what comes next.
Four phases. One clear path.
Every Truxim system follows a four-phase preparation framework. The strength of the method lies in the sequence. Each phase builds on the one before it.
Document
Locate and gather the records that matter. Know what you have and identify what is missing.
Organize
Structure collected information into formats that professionals can review and act on.
Clarify
Prepare questions, talking points, and organized materials for every professional meeting.
Transition
Plan the practical administrative changes that follow a major life event.
Professionals work more effectively when information is organized before the first consultation.
Overwhelm has a pattern. Structure is the answer.
Documents exist in multiple locations: filing cabinets, email inboxes, online portals, and financial institutions. Critical details scatter across systems, making it difficult to see the complete picture.
Unstructured preparation often leads to repeated meetings and overlooked details. Time is spent searching for information rather than discussing strategy.
When scattered records go unaddressed, the process extends longer than necessary, costs more than it should, and outcomes suffer.
This is an organization problem. When information is gathered and prepared systematically, clarity replaces confusion.
Structure precedes clarity.
Truxim Divorce Prep System
US Edition | Built on the Truxim Method
A structured preparation workbook for US residents navigating divorce. Built on the Truxim Method.
Practical Guides for Preparation
Truxim publishes in-depth guides covering financial preparation, document organization, professional meeting readiness, and transition planning. These resources complement our structured systems by diving deeper into specific topics you need to master.
Begin with structure.
Preparing for Divorce: What You Need to Know
What documents do I need before divorce?
Essential documents for divorce proceedings include personal identification (driver's licenses, passports, Social Security cards), your marriage certificate, any prenuptial or postnuptial agreements, income documentation spanning three to five years (pay stubs, W-2s, 1099s, tax returns), comprehensive financial account statements (checking, savings, investment, retirement), mortgage and property documentation, insurance policies, vehicle titles, and business ownership records if applicable. These documents provide your attorney with the complete financial and personal picture necessary to assess your situation accurately and develop an effective strategy from your initial consultation.
How do I organize financial records for divorce?
Comprehensive financial organization requires creating a complete inventory of your financial life across three key areas. First, document all assets by listing every financial account (checking, savings, brokerage, retirement, education savings) with institution names, account numbers, and current balances supported by 12 to 24 months of statements. Second, catalog all liabilities including credit cards, student loans, auto loans, mortgages, and personal loans with creditor information, balances, and payment obligations. Third, establish a monthly expense summary covering essential categories from housing and utilities to healthcare and discretionary spending. This comprehensive financial documentation serves as the foundation for productive professional consultations and ensures accurate asset and liability assessment.
What happens to stock options in divorce?
Equity compensation including stock options, restricted stock units (RSUs), employee stock ownership plans (ESOPs), and deferred compensation earned during marriage is generally classified as marital property subject to equitable division. The specific treatment depends on several factors: the timing of grant issuance relative to the marriage dates, vesting schedules, current valuations of vested and unvested portions, and whether any portion qualifies as separate property under your state's law. Documentation of grant agreements, vesting schedules, plan summaries, current account statements, and grant dates is essential for accurate analysis. Your attorney and a financial professional qualified in equity compensation matters can determine the proper classification and recommend appropriate valuation methodologies for your jurisdiction.
How should I prepare for a divorce attorney meeting?
Effective preparation for attorney consultation requires organizing key documentation into accessible formats. Essential materials include identification documents, your marriage certificate, any existing marital agreements, organized copies of financial statements spanning three to five years, tax returns, and documentation of significant assets and liabilities. Preparing a timeline of important dates including your marriage date, separation date, and any prior legal proceedings enables your attorney to place events in proper context. Developing a prioritized list of questions regarding the legal process timeline, financial disclosure requirements, custody considerations, and fee structures ensures your consultation addresses your most pressing concerns. This structured approach transforms your initial meeting from an information-gathering session into a strategic planning discussion focused on decisions that matter most to your situation.
What insurance changes after divorce?
Divorce triggers critical insurance changes across multiple coverage types. Health insurance is the most immediate concern: coverage under a spouse's employer plan typically terminates upon divorce, though COBRA continuation coverage may provide continuance for up to 36 months at full premium cost. Alternatively, marketplace plans, employer coverage, or private insurance become necessary options. Beyond health coverage, life insurance beneficiary designations require updates, and your settlement agreement may require maintaining certain policies. Auto insurance must be updated to reflect vehicle ownership changes and household composition. Homeowners or renters insurance should align with your new residence and ownership status. Additional coverage areas including disability insurance, umbrella policies, and long-term care insurance warrant review as part of your comprehensive post-divorce administrative adjustment.
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